A common theme that has emerged in recent years is the popularity of the Self-Managed Super Fund (SMSF).
Some investors choose this option for the control it brings over their investments, others for the ability to invest in direct property; or simply because it can prove to be a cost-effective option (for balances over $250,000).
However, many people are unaware of the responsibilities and ongoing compliance burdens related to maintaining a SMSF - or that alternative options are available - which also allow high levels of control over your super investments.
An alternative option to an SMSF is a ‘Super Wrap Platform’.
The option is called a ‘Super Wrap Platform’ because it does exactly that, it gives you the ability to invest your super into managed funds, term deposits and direct equities such as listed shares, Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs) in one easy and accessible portal.
Super Wrap Platforms have been very popular with our clients who wish to invest directly into the market, which can help keep costs down, while still providing strong levels of diversification and growth opportunity.
The beauty of customising your portfolio is that it allows you to ‘sell’ or ‘increase’ selected holdings, without affecting the rest of your investments (unlike the traditional managed fund options used by most super funds). This can be particularly beneficial for people drawing a pension from their super fund and looking for more income, or for those looking to take advantage of currency fluctuations or changes in international interest rates.
We can help you create a customised portfolio that meets your individual needs, and provide ongoing assistance in managing your investments, to ensure you meet you goals and objectives. We will help you identify value opportunities and provide insight to financial markets, which is based on access to comprehensive filtered research and proven results.
If you would like to know more about Super Wrap Platform options, or feel this is suitable for your individual circumstances, please contact us today for an obligation-free consultation.